70 BPM is usually the average for a man, and 75 BPM is average for a woman. The resting HR should be used as an index to improve your cardiovascular fitness level, with a focus on decreasing it.
The palpation (beats) of the Radial Pulse is accurately measured in your wrist in line with the base of your thumb. Place the tips of your index and middle fingers over the Radial Artery and apply a light pressure to it.
Do not use your thumb. It has a pulse of it’s own. You may count the beats for one full minute to get the HR, or for 30 seconds and multiply by 2 for the number of BPM.
When you’re doing cardio to burn fat, you want to stay in the range of 65%-70% of your maximum heart rate. If the goal is to increase stamina and aerobic capacity, you aim for 85%. A normal Resting HR can vary as low as 40 BPM to as high as 100 BPM.